Follow current national average 30-year and 15-year fixed mortgage rates, then review the historical trend charts below.
30-Year Fixed
6.48%
Weekly change: -0.05%
Updated June 4, 2026
15-Year Fixed
5.79%
Weekly change: -0.08%
Updated June 4, 2026
Mortgage Rate Surfer provides educational mortgage-rate information using public data sources. Rates shown are national averages and are not loan offers. Actual rates vary by lender, borrower profile, credit score, loan amount, property type, points, and market conditions.
30-Year Fixed Rate Trend
30-Year Fixed: 6.48% as of June 4, 2026. Showing about 120 months of weekly FRED observations.
15-Year Fixed Rate Trend
15-Year Fixed: 5.79% as of June 4, 2026. Showing about 120 months of weekly FRED observations.
Important note about rate averages
These are national averages for educational comparison. They are not loan offers. Your actual rate can vary by lender, credit profile, loan amount, down payment, points, property type, and market conditions.